Dirapay Global Innovation Ltd. (“we” or “us” or “our”) holds your privacy in high regard. As the controller of the information you provide, this Privacy Policy outlines how we collect, use, disclose, and safeguard your information when interacting with our websites and mobile application (the “Application”). Please carefully read this Privacy Policy, acknowledging our right to make changes, with notifications provided in the Application. Periodic reviews of this Privacy Policy are recommended.

1. Collection of Your Information

1.1. Personal Data

We collect demographic and personally identifiable information voluntarily provided by you during Application activities, such as login, and signup. For identity verification, your national identification card number and a self-portrait may be collected.

1.2. Consequent Data

Automatically collected information includes native actions integral to the Application, interactions with the Application, and other users, gathered by our servers.

1.3. Financial Data

Limited financial information related to your Bank account and payment methods is collected in compliance with regulatory requirements. The majority of financial data is securely stored by our payment processor.

1.4. Mobile Device Access

Access or permission may be requested for features like the camera, contacts, SMS messages, storage, and potentially GPS for anti-fraud and security. Changes to access or permissions can be made in your device’s settings.

1.5. Mobile Device Data

Information such as your mobile device ID, model, manufacturer, operating system version, phone number, and location may be collected.

1.6. Push Notifications

Permission to send push notifications regarding your account or the Application may be requested. You can opt-out through the application settings.

2. Use of Your Information

2.1. Legal Basis

We use your personal information based on legal grounds including providing products/services, complying with legal obligations, pursuing legitimate business interests, and obtaining your consent.

2.2. How We Use Your Information

Your information is used to manage your account, compile anonymous statistical data, deliver targeted advertising, fulfill transactions, enhance Application efficiency, monitor usage trends, notify updates, offer new products/services, authenticate information for safety reviews, prevent fraudulent transactions, process payments, request feedback, and more.

3. Disclosure of Your Information

Information may be shared:

3.1. By Law or To Protect Rights

To respond to legal processes, investigate potential policy violations, or protect the rights, property, and safety of others.

3.2. Third-Party Service Providers

With third parties providing services on our behalf.

3.3. Marketing Communications

For marketing purposes with your consent.

3.4. Third-Party Advertisers

Third-party advertising companies may use information for targeted ads.

3.5. Business Partners

With consent, information may be shared with business partners.

3.6. Other Third Parties

For holistic business evaluation in partnership with advertisers and investors.

3.7. Sale or Bankruptcy

In the event of reorganization, sale, merger, or acquisition, data could be transferred to the acquiring entity.

4. Security of Your Information

We employ administrative, technical, and physical security measures to safeguard your personal information. Although we make every effort to secure data, complete online security cannot be guaranteed.

If you prefer not to receive further correspondence, emails, or other communications, you can utilize opt-out alternatives available during the account registration or within the account settings.

5. Your Rights

Under data protection law, you have rights, including being informed, accessing, rectifying, erasing, restricting processing, data portability, objecting to processing, lodging complaints, and withdrawing consent.

6. How Long Will We Keep Your Personal Information

We retain your personal information for as long as necessary for providing products/services, responding to queries, demonstrating fair treatment, and complying with legal obligations.

Further Information

By using our service, you agree to our privacy policy and the collection and use of your personal information as outlined above. If you have any questions or concerns, please do not hesitate to contact us.